I was very fearful when I first came to Frederick & Company, but to my surprise that fear disappeared real fast. The debt load I was carrying kept me stuck in a fearful state, but much to my surprise that fear dissolved. I was in shock because I wasn't expecting that to happen.
I am very greatful for the fast and prompt help, I feel I went from an icebberg to a beautiful flowing stream where my finances are concered. The learning that I experienced during this process is beyond words, as well as how greatful I feel having Rebecca and her team assisting me through this.
Everyone is so knowledgeable and helpful!
J.C - Edmonton, Alberta
Thank you so much for all you have done for us. We went into this initially very scared, anxious and overwhelmed. But all of you were so patient with us and guided us through a very complicated process. We wish to thank ALL OF YOU – both of us once again feel like there is hope and a light at the end of the tunnel. You never judged us, even though we felt so ashamed about what had happened with our finances. We feel like we have our dignity back. All of you helped us to understand that bad things do happen to good people. Especially when you fall victim to a bad economy. God Bless All Of You!! – Thanks a million!
S.D. - Edmonton, Alberta
I had a significant amount of debt that was only getting worse. This had been a burden for years and I knew I would have to deal with it at some point but didn't know where to start. I'm grateful that a friend recommended Frederick and Company. They were able to reduce the debt and put together a plan for me that is very manageable. Really appreciate what they did for me at Frederick and Company.!
A.W. - Edmonton, Alberta
Two years ago, I was in what I thought was a hopeless situation. Canada Revenue had started garnishing my wages due to my large unpaid income tax burden. Even worse than that, my bank got a court settlement against me for my line of credit that had gone bad and the collection agency would confinscate any extra funds. This was very frustrating, but I thought at least my debt was being paid off. Turns out, when I finally stopped burying my head in the sand and took a look, the principal had barely been touched and all my money was being wasted on the fees and interest.
When my wife finally reached out to her employer for help and advise, she was recommended to Frederick and Company. they immediately stopped the garnishments, consolidated my various debts into a bi-weekly payment that fits my budget, and the even got the total amount reduced significantly!
Two years later, I can see the light at the end of the tunnel. My wife and I have finally been able to plan for our future, set up retirement savings, and I can look forward to rebuilding my credit. Also, none of this affected my wifes credit score.
Rebecca and her team were fantastic, and really put me at ease throught this whole process. They really listened and gave great advise. I would (and already have) recommended their services to anyone who has gotten into financial trouble that they don't know how to get out of. They can provide you with an opportunity to achive peace of mind, financial security, and a future to look forward to.
K.M - Sherwood Park, Alberta
I like many other oilfield workers took a large pay cut when the price of oil fell. I tried many things to stay afloat but things were tough. I ended up getting a bunch of high interest loans to try and get help with my debts. I finally talked to a lady who pointed me in the direction of Frederick & Company. They helped me out so much that it was truly amazing. Anyone who gets into this kind of trouble should definitely talk to Frederick & Company as they were awesome to deal with.
Thanks Frederick & Company for the wonderful help and kindness!
C.S. - Stettler, Alberta
Frederick and Company are exactly the people I needed to talk to. Having just moved to a new city and finding it difficult to get a job in my choosen industry, my debts and obligations were piling up with worrying speed. It seemed like it would be a long and painul process to work my way out from under the pile.
A friend suggested Frederick and Company to me. They were very understanding, never once making me feel like I was a failure. They just focused on how to best help me get things back under control, and taught me what I need to know to stay on top of things in the future.
It's been great working with them!
A.F. - Edmonton, Alberta
I did my consumer proposal through Frederick and Company. I was impressed how quick and straightforward the process was; my proposal was approved by my creditors as is and didn’t even require negotiation. Now I can proceed in life without being saddled with all that debt and am making a much needed fresh start. Thanks ladies!
E.S. - Edmonton, Alberta
We came to Frederick and company lost, confused and hopeless about our financial situation. We were welcomed and treated like normal people and it was a breath of fresh air. Everyone who works at this establishment is kind, understanding and very good at their jobs and will no doubt do everything they can to help and guide you in the right direction.
Frederick and company has given us a fresh start, a new outlook on life and confidence in our future.
C.M. - Edmonton, Alberta
Rebecca, I would not hesitate for a moment to endorse you and your fine Company. In addition to what you offer you have such a great , knowledgable and pleasant support staff, they have really helped us. This road isn’t an easy one to travel, but you also thought of so much to protect us. Thank you so much all my love.
S.D. - Edmonton, Alberta
I would like to take this opportunity to thank you for your assistance and support through this difficult process. Not difficult in its execution but emotionally as I expect most people, like me, don't do this by choice but as a result of circumstance and last resort. Your understanding, guidance and straightforward answers were most appreciated and invaluable. It's not fun or easy to go through this situation, but when it's necessary I find Rebecca and her team were more than capable and they try to reduce the discomfort as much as possible.
D.H. - Edmonton, Alberta
It has been a pleasure to work with the staff at Frederick & Company this year. They have been a vital resource during a difficult time in my personal life and have assisted me with my financial challenges in a knowledgeable professional manner.
This firm has demonstrated top notch business practice through collaboration with clients, transparency and insight as to options available to their clientele to achieve a successful outcome on an individual basis.
I look forward to working with this team in my credit rebuilding stage and recommend anyone in financial distress to collaborate with these profrssionals.
S.D. - Edmonton, Alberta
I would like to share my experience with you about Frederick & Co. In the last five years, I went through a divorce and was unemployed twice. In all other parts of my life I was responsible and meticulous. I failed to properly educate myself and plan my personal finances. I procrastinated and things came to rock bottom. My procrastination was due to fear, denial and shame. Avoiding phone calls, not opening mail, using the overdraft to cover credit card minimum payments. It's a nasty cycle to be on. You are not alone, you can make a change. The first step is to reach out for help.
When I was ready to change course, the team at Frederick & Co., helped me face my financial challenges. In addition to their expert advice, they treated me with respect, non-judgement and compassion. I really felt they were looking after my best interests beyond the debt, with information about financial management, planning for retirement and more. We talked about being accountable for one's personal finances, learning from past choices and also to be compassionate to oneself. They always communicated clearly and in a timely manner. They helped me deal with the creditors. They provided the pros and cons of each potential solution and helped me make the best choice for my circumstances.
I am on a different path now with my finances now. Accountable, empowered and looking forward to the future. Making that first call is the hardest - and I encourage you to do it. With Frederick & Co....you will be in good hands.
C.N. - Edmonton, Alberta
Rebecca and Company,
Words cannot convey the amazing work your company does. You blindly go through this process, but with your guidance it was made easier. Any questions, or fears, I had were put to rest with a simple phone call. Your staff made me feel always welcome in the office and that someone was on my side.
Thank you! Thank you! Thank you!
L.L. - Edmonton, Alberta
Thank you Rebecca Frederick for all of your help.
Due to a failing business, and as being personally responsible for the demise of said business, we found the need to contact Rebecca as there was no way that we could get out from this responsibility on our own. We sat down with Rebecca and she thoroughly outlined the whole process for us. She devised and executed our proposal in a very short time and helped us with our multitude of questions along the way.
She provided exemplary professionalism, caring, and confidence which greatly helped us get through this process.
We had an amazing experience working with Rebecca and would recommend her, without hesitation, to anyone else who finds them in need of this type of service.
V.P. - Edmonton, Alberta
I am so pleased and grateful for the services provided by Parveen at Frederick and Company. I was in a difficult financial situation based on the loss of my job and did not know where to get further help.
The solution they provided was immensely helpful for my situation. My stress was relieved and I can move forward knowing that I made the best decision to contact Frederick & Company Ltd. and I have options available.
I want to thank Rebecca and Parveen for all the assistance they gave me throughout the proposal process.
I had dug myself into a deep financial hole with no way out, I thought. Every month when I opened my bills it seemed to be getting worse. There was no way I thought they would ever be paid off and I did not want to leave my debt to my family.
I was referred to Frederick & Company by a family member. It was the best move I ever made. They listened to my dilemma and helped me through the process with care and understanding.
I am now looking forward to a promising financial future and can now see the light at the end of the tunnel thanks to Rebecca and Parveen.
I would highly recommend Frederick and Company if you are struggling with your finances and need help.
M.M. - U.S.A.
After maxing out credit cards and my line of credit, I was still falling further behind while making my minimum payments. As a single male trying to carry a mortgage, etc., just one unexpected bill and my wheels would be spinning again trying to find the money. In my mind, the only option was to file for bankruptcy. It was while I was attending a luncheon, that Rebecca stood up to introduce herself to the crowd and explain that there were other options to paying off my debt. I called Frederick andCompany and after an initial first meeting with Parveen, I quickly found a way to reduce my payments substantially. Together with budget management, I'm breathing again, and sleeping too! Thank you Rebecca and Parveen. If you are struggling as I was, there is a way out and to feel good about yourself too.
M.L. - Fort Saskatchewan, Alberta
Thank you very much for your assistance and knowledge today.
I had a very good experience, right from the phone call to set up an appointment it felt like my situation was understood. I felt like I was given options dependant on my own financial situation and not some generalized program dealt to any lerson who walked in.
All of my concerns were not only listened to but were explained in good detail what each option would entail in terms of possible consequences. There was no pressure for me to choose any option and I was given as much time as I wanted to look over the numbers for each option on my own time. I was given good advice on which options were probably the best ones for my situation, but was in no way pressured into any suggestions.
My experience was very professional and comfortable and I will highly recommend anyone I know in bad financial standings to have a chat with Rebecca to go over what options are available to them.
T.W. - Edmonton, Alberta
I was in debt and had been paying minimum payments. I realized I would never pay them off at this rate. So 3 years ago I went back to work [was retired] and got very aggressive at paying off my debts. This never left much over for anything else, and of course I knew the original debt had long since been paid and I was only now dealing with the accrued interest. But nevertheless I became committed to pay them all off. Well in 3 years I have brought the total debt down by 50%. With continuing my commitment I could see where I could be debt free in about another 3 years.
Then I was told about Frederick & Company. I contacted Parveen and decided to go see what they had to offer. Parveen looked at all my documentation and said they would be able to help. I listened but was unsure as the proposal sounded a lot like bankruptcy which I had decided against at the outset. But the more I looked and listened I began to see the merit in the Proposal. Lower payments no more paying interest on the interest and an opportunity to start saving some money as well. Still undecided I went for lunch and thought over what I had learned. Deciding to go ahead with the Proposal I contacted Parveen to set up an appointment.
As we went over the entire proposal I could see a very positive side to it. But it was not until now when I did my part that I became aware of the large burden lifted off of me. I had not been aware of the amount of pressure I had been living with. Life has taken on a new look and I feel free and ready to live again.
If this sounds like you called Parveen @ Frederick & Company. I can only say thanks a lot Parveen for giving back my life.
R.E. - Edmonton, Alberta
Thank you Rebecca and Parveen for making my life enjoyable again. I strongly urge anyone going through financial difficulty to give these ladies a call. They know their stuff, they gave me a list of options with the pros and cons of everything. I was very embarrassed that I got myself into such a financial mess but they made me feel at ease and were very respectful. I no longer wake up with my stomach in knots and stressed out, not knowing what to do next. I have learned some very valuable lessons about money and their continued support makes sure that I keep on track with my finances.
Thank you again.
L.M - Edmonton, Alberta
I had reached a point where I was approaching all the credit limits on my various credit cards and lines of credit. My expenses were greater than my income and I was feeling like a failure, doomed to repeat this pattern yet again. In the past, I have simply gone to a mortgage broker and consolidated all my debt into my mortgage. This time, thanks to a conversation with Rebecca, I made the decision to explore all the options that were available to me with someone who would be clear, objective and compassionate. Now, Rebecca was not able to help me with my situation but she was able to show me what my options were and I walked away feeling empowered and able to make the best choice for me.
Thank you, Rebecca!
L.L. - Sherwood Park, Alberta
Frederick & Company were very helpful for what our needs were. Rebecca and Parveen were both very professional and friendly. They made us very comfortable while explaining how to choose between bankruptcy and a proposal and filling out the necessary papers. We are very happy for the results turned out GREAT. Thanks
C.W. - Athabasca, Alberta
Rebecca has completely put our lives at ease. Going through the process of financial hardship made my husband and I feel like we were completely alone and the only people struggling with this hardship. We did not know which way to turn, or where to start, or what our outcome would be. It always seemed that everyone told us "no" no matter what kind of help we needed. It became embarrassing and shameful.
I came across Rebecca's services online and thought I would try again for proper advice. Rebecca took it to a kind, personal level of respect with communication. Instantly, Rebecca showed us no matter what, there is a light at the end of the tunnel. She kept us positive, focused, and most of all, told me to have faith. Her expertise and kindness brought us through a process of help, advice, and most of all no judgemental thoughts. The stress of living has diminished with the procedures we had to take. Rebecca is one of the most positive people I have turned to for help, and her professionalism is outstanding.
I can't thank you enough Rebecca.
M.W. - Strathcona County, Alberta
I just wanted to thank you again for everything you have done for us as our trustee. When my husband and I first came to you, it was at a very low point in our lives. We never thought we would find ourselves in the situation we were in. After our first meeting, we felt that we understood our dilemma much better, and what we needed to do going forward.
Thanks for being there to answer the (many) questions I had throughout the process, and guilding us towards the lights at the end of the tunnel.
D.O. - Edmonton, Alberta
Frustrated. That’s exactly how I felt. 6 years after a divorce and a bankruptcy and I still had debt. Debt from student loans I had taken out many, many years ago to learn a new trade and support my family unit. Now facing a new life and wanting to move forward – the debt was still facing me. Hanging on me. My new career choice was affected by my overhanging debt. Now I could not move forward. I was very lost, stuck and feeling powerless. I visited a good friend with a financial services group. She told me that she knew of someone who may be able to give me a hand to sort things out.
This is where Rebecca with Fredrick and Company Ltd. walked in. She was open, concerned, non - judgementaland straight to the point. She was exactly what I needed. She talked me through my options. I knew what I wanted but she helped me to get what I needed.
I am now well on my way to achieving my goal of being debt free. A huge weight has lifted and there is still work to be done. I know that I can contact Rebecca at any time to answer my questions or quell any concerns I may have.
Its been my pleasure to work with Rebecca and it has been a pleasure writing this testimonial attesting to such great service and a human connection in spite of the heavy burden I felt.
H.L. - Edmonton, Alberta
Going through debt issues is tough, but it is even tougher when you feel like the whole world is against you, including your trustee. When I met Rebecca I had been to see two other trustees from different companies for advice, counsel and for service; but it wasn't until I met Rebecca Frederick that I finally was able to get my finances in order. Rebecca was knowledgable and fair, she spoke openly and without judgement on my options, the procedure and her role in the proceedings. She managed to do this with compassion and understanding, maintaining her professional role as trustee while navigating those emotional waters. She also was willing to work swiftly. I cannot tell you how much peace it gave me to have the creditors stop calling and to finally be able to budget for my future; knowing that those past honest financial mistakes were not going to keep haunting me forever. If you think you are in trouble with your finances, I would strongly recommend speaking to Rebecca sooner rather than later, not only for resolution but for peace of mind.
C.S. - Edmonton, Alberta
Patience and dedication are two top things that stood out in Rebecca. Previous to meeting with Rebecca I was unaware of where my financial situation was at and was overwhelmed. Rebecca helped me realize that the situation was manageable and broke it down into workable steps so I could reach financial freedom. I highly recommend Rebecca for independent business owners and individuals who may want to better their finances before considering bankruptcy.
M.R. - Lloydminister, Alberta
I just wanted to thank you for all of your assistance. Your timely responsiveness and professionalism is wonderful and I look forward to working with you and your associates for all of my accounting needs. I have been referring your organization to anyone that is looking for accounting services and I cannot say enough great things!
J.R. - Strathcona County, Alberta
I was referred to Rebecca by InvestorsGroup because of my debt situation. I thought I was about $80,000 in debt and needed help with a consumer proposal. I met with Rebecca and she gave me a ton of useful information on my options and the best way to keep bankruptcy off the table. She was helpful in guiding me though the process of gathering my information.
When I pulled my credit report I found I only owed my student loan and 1 other bill, so I did not need her services but I would highly recommend this company as a debt solution to anyone looking to make the choice to get out of debt.
I do hope I never have to call on her services but if I ever find myself in debt Rebecca and her team will be my first phone call.
I wish Rebecca and her team all the best in 2015 and will be referring anyone I know with debt to give her a call.
M.S. - Edmonton, Alberta
Rebecca was very professional and confident about the outcome of her work. I felt very comfortable with the way she explained each step of the process. Having financial issues is not easy to deal with and Rebecca provided the solution to that I was looking for. Thank you so much Rebecca!
A.B. - Edmonton, Alberta